Module Resources

The purpose of this glossary is to organize resources throughout all modules.

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BUDGETING 1

An individual’s earnings after all deductions, like taxes or benefits, are taken out.

Net worth is the value of an individual’s assets, minus the liabilities.

The loss of potential gain from other alternatives when one alternative is chosen.

A plan for how to put money towards short, intermediate, and long-term goals.

An expense that can change.

A measure of the total value of all the assets of worth a person possesses. Wealth is personally defined and is not just tied to money.

CREDIT 1

The annual rate of interest charged to borrowers.

The only source for your free credit reports authorized by Federal Law.

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Collateral is an asset pledged by a borrower to secure a loan or other credit.

Financial Beginnings